Our homeowners products are designed with your clients in mind. We offer key coverages and policy options not readily available through national insurors; with competitive prices your customers will appreciate.
Guidelines
DP1 Program
DP3
Age of home
No restrictions
80 years old or newer
Home value
Up to $500K | Up to $1M for vacant homes
Up to $500K for rental | Up to $1M for seasonal and vacant homes
Occupancy type
Owner-occupied; seasonal; rental; not a residence; vacant
Rental; seasonal; vacant
Coverage
Named perils
Comprehensive; water included
Liability
Comprehensive personal or premises up to $500K
Comprehensive personal or premises up to $500K
Fire PC
Any protection class, including classes 9 & 10
Any protection class, including classes 9 & 10
Prior claims
Multiple claims acceptable
Multiple claims acceptable
Loss settlement
Actual cash value (ACV)
Replacement cost for home and other structures; ACV for contents with replacement cost optional
Tower Hill Specialty offers a unique blend of industry experience and broad Underwriting appetite for niche markets often underserved by national insurers. Our specialty homeowner, dwelling, manufactured home and condominium products provide key coverages and policy options at competitive prices. Our targeted programs provide access to a market specializing in often challenging to place risks.
Tower Hill Specialty, LLC is a subsidiary of Tower Hill Specialty Insurance Group, LLC headquartered in Florida. Founded in 1972, Tower Hill Specialty Insurance, is a leader among residential and commercial property insurers in the Southeast. Financial strength, product experience, a comprehensive reinsurance program and exceptional claims service are core business strategies of the organization. Learn more about Tower Hill Specialty.
